Mortgage Renewal Vancouver, Squamish BC

Signing your current lender’s renewal seems so simple
But are you leaving money on the table?

Many homeowners will often resign their mortgage with their existing lender, thinking their current lender has their best interest rate at heart. But what consumers don’t realize is the banks know a high percentage of their clients will resign without even considering shopping around, so what is the incentive for the bank to offer them their best rate?

Heather can take your renewal rate and shop the market to secure you the lowest rate possible for your renewal. Spending Heather’s time can save you thousands in interest costs, lowering your monthly payments and providing a strategy to pay the mortgage off faster, turning your largest debt into your greatest asset. This is a great time to sit down with Heather develop a strategy to increase real estate wealth portfolio, perhaps taking some equity out to purchase a revenue generating property.

Your mortgage renewal time places you
in the free agent category.
Let Heather help you find the
perfect fit for your next mortgage term


Life can throw curve balls when we least expect it, your current mortgage renewal rate and terms may not work for you now. If you have experienced some life changing events such as a divorce, a death in the family, or a job loss to name a few, you may need to look at alternative options to give you a lower monthly payment, a reduced term or a longer amortization to keep your cash flow positive. Or maybe your income has increased and you want shorter amortization and aggressively attack the principal. A renewal agreement will not include such a scenario.
Simply blindly signing your renewal agreement does not give you the options that you may need, and you don’t know what you don’t know until you sit down with a professional mortgage broker and discuss your specific situation.

If you are within six months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, I can give you a second opinion, and in most cases save you money. Never just sign the offer, there is always room to negotiate.

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Mortgage Services offered by Heather Contant Mortgage: Home Purchase Mortgage | Mortgage Pre-approval | Mortgage Refinance | Mortgage Renewal | New To Canada Mortgage | Reverse Mortgage | Commercial Mortgage | Post Divorce Mortgage | Post Separation Mortgage | Second Mortgage

Contact Heather Contant Mortgage serving clients across Vancouver, Squamish, Surrey, British Columbia.